Wednesday, September 01, 2004

New Rules for Overtime Pay effective August 23, 2004!  Under the new FairPay rules, workers earning less than $23,660 per year — or $455 per week — are guaranteed overtime protection. This will strengthen overtime rights for 6.7 million American workers, including 1.3 million low-wage workers who were denied overtime under the old rules. Link to seminar    http://www.dol.gov/esa/regs/compliance/whd/fairpay/main.htm link to video     4:10:09 PM

Most expensive cars to insure By Prakash Gandhi • Bankrate.com It doesn't take a rocket scientist to identify which cars would cost the most to insure -- start with the Ferraris, Lamborghinis and Porsches. Duh! But they're limited-production cars and people who own them certainly are not concerned about the price of insurance. We've gone a step further, also bypassing other obviously expensive-to-insure lines such as the Mercedes, Jaguar, Corvette, BMW, Cadillac and Lexus. Model Annual Premium Value Ford Mustang GT convertible $2,363 $28,640 Honda S2000 convertible $2,363 $33,250 Chrysler Sebring $1,788 $24,045 Toyota Celica GTS $2,114 $22,750 Mitsubishi Eclipse Spyder GTS convertible $2,114 $27,144 Dodge Neon SRT-4 $2,028 $20,955 VW Passat W8 $1,856 $39,735 Honda Civic Hatchback $1,788 $19,560 Subaru Impreza WRX AWD Turbo $1,788 $25,170 Volkswagen GTI VR6 $1,788 $22,070 Instead, here's a rundown on the most expensive cars to insure that the average American might be driving or considering for their next purchase -- those that cost less than $40,000 -- as researched by Runzheimer International, a Rochester, Wis., consulting firm which reviewed insurance costs on vehicles priced under $40,000.     11:16:46 AM

10 least expensive cars to insure By Prakash Gandhi • Bankrate.com If you really want a car that's inexpensive to insure, go down the middle of the road when it comes to buying your next car. Cars likely to have the lowest claims rate of injury, theft and collision are going to get the best rates. Go for a model that is big enough to provide protection to you and your passengers, but not so big as to cause excessive damage in a wreck. Bigger cars provide better protection, but cost more in liability claims because they do more damage to others. The opposite is true for little cars: They don't do much damage to cars they collide with, but their passengers are not as well protected. Runzheimer International, a Rochester, Wis., consulting firm, studied insurance costs on vehicles priced under $40,000. Below is its list of the least-expensive cars to insure in 2004.
Model	Annual Premium	Value Model Annual Premium Value Saturn Ion $1,127 $11,975 Saturn L300 $1,158 $16,995 Chevrolet Colorado $1,158 $16,330 Chevrolet Aveo $1,216 $11,785 Ford Escape XLS $1,216 $19,300 Mazda 3 $1,216 $14,200 Dodge Caravan $1,250 $21,795 Honda Accord DX $1,250 $17,190 Hyundai Santa Fe $1,250 $19,359 Toyota Corolla $1,250 $14,885 11:14:52 AM