Estimate your social (in)security
Social Security Benefits Estimator
| The table below offers a rough estimate of your Social Security benefits upon retirement. The estimates are based on the 10 years that you receive your highest annual incomes. Select the income level that matches your income level for that period and the age at which you wish to retire from the top line. The corresponding number is an estimate of the Social Security benefits you can expect to receive in today's dollars. You must have at least 10 years of salary to be eligible for benefits. The Social Security web site allows you to order its Personal Earnings and Benefits Estimate Statement.
The table shows that the older you are when you start receiving benefits, the higher your monthly benefits. The earliest age you can receive Social Security benefits is 62, at which point you will receive approximately 80% of your maximum benefits per year. You won't receive full benefits unless you wait to apply when you're 65 or older. |
| Age at Retirement | |||||||||
| Income | 62 | 63 | 64 | 65 | 66 | 67 | 68 | 69 | 70 |
| Less than $35,000 a year | $4,786 | $5,128 | $5,470 | $5,925 | $6,381 | $6,837 | $7,384 | $7,931 | $8,478 |
| $35,000 to $55,000 a year | $7,896 | $8,460 | $9,024 | $9,776 | $10,528 | $11,280 | $12,182 | $13,085 | $13,987 |
| More than $55,000 a year | $11,131 | $11,926 | $12,721 | $13,781 | $14,841 | $15,901 | $17,173 | $18,445 | $19,717 |
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